Parwaaz Card Online Apply 2026
Parwaaz Card Apply Online 2026 is a major Punjab Government initiative offering interest-free loans to youth and entrepreneurs through a fully digital application process. Launched under the leadership of Maryam Nawaz Sharif, the scheme supports overseas employment and small businesses (Asaan Karobar).
Eligible applicants can get up to Rs. 1 million for foreign jobs and Rs. 3 million for business, with no interest and transparent verification. Online registration is done via the official portal using CNIC and a registered mobile number. There is no application fee, no agents involved, and clear eligibility requirements for each category.
What Is Parwaaz Card 2026?
Parwaaz Card 2026 is a flagship welfare and empowerment initiative of the Punjab Government. The scheme provides 0% interest loans to eligible citizens of Punjab so they can either work abroad or start their own business at home.
The program is divided into two clear categories, making it easier for applicants to choose what suits their future plans.
Two Main Categories Under Parwaaz Card
Parwaaz Card for Overseas Employment
This option is designed for young Pakistanis who have skills but lack money for visas, tickets, and paperwork. Many families sell assets or take loans just to send one member abroad — this scheme aims to change that.
Key benefits include:
- Interest-free loan up to Rs. 1,000,000
- Coverage for visa processing and documentation
- Passport and ticket expenses
- Free skill development programs
- Language courses (English, Arabic, German)
For families depending on remittances, this can be a life-changing step.
Parwaaz Card for Business (Asaan Karobar)
Also known as Asaan Karobar, this category supports small businesses, shop owners, and startups who want to stand on their own feet.
What it offers:
- Interest-free loan up to Rs. 3,000,000
- Support for new and existing businesses
- Special quotas for women and transgender entrepreneurs
- Flexible loan slabs based on business size
Applications under this category are processed through the Bank of Punjab, ensuring official verification and accountability.
Eligibility Requirements (Important to Read)
Overseas Employment
- Age: 18 to 45 years
- Punjab domicile required
- Minimum education: Middle or Matric
- Tax filer not required
Business (Asaan Karobar)
- Age: 25 to 55 years
- Permanent resident of Punjab
- Must be a registered tax filer
- NTN required
- Simple business plan submission
Loan Tiers:
- Tier-1: Up to Rs. 5 lakh (no collateral)
- Tier-2: Above Rs. 5 lakh (collateral required)
How to Apply for Parwaaz Card 2026 Online
People searching “Parwaaz Card apply online 2026” can follow these steps:
- Visit the official portal: parwaz.punjab.gov.pk
- Register using your CNIC and a mobile number in your name
- Fill in education or business details
- Select overseas employment or business category
- Upload required documents (CNIC, domicile, certificates if available)
- Submit the application and wait for verification
Verification is usually done through official calls or SMS, so keep your phone active.
Important Tips (Avoid Mistakes)
- There is no registration fee
- Do not pay agents or middlemen
- Apply only through the official portal
- Make sure your CNIC and SIM are active
- PSER registration improves chances
- Respond quickly to verification messages
Final Words
Parwaaz Card 2026 is not just another government announcement — it’s a practical support system for those who want to work, earn, and grow with dignity. Whether your dream is a job abroad or a business in your own city, this scheme removes the biggest barrier: lack of capital.
For thousands of families across Punjab, Parwaaz Card may be the first real step toward financial stability in 2026.