Overview of Parwaaz Card

Parwaaz Card 2026 is a Punjab Government welfare program designed to support youth who want to work abroad or start a business through interest-free loans. The Parwaz Card offers financial help, skill training, language courses, and legal guidance to prevent fraud and illegal agents. Eligible Punjab residents can apply online using their CNIC without any registration fee.

The program includes two categories: overseas employment and business loans under Asaan Karobar, with easy repayment options. This guide explains eligibility, required documents, loan limits, benefits, and the complete application process to help you apply safely and correctly.

What Is Parwaaz Card?

The Parwaaz Card is a government-backed support program introduced by the Punjab Government under the leadership of the Chief Minister. The main purpose of this scheme is to empower youth, reduce unemployment, and provide legal and safe financial support for:

• Young people who want to work abroad
• Individuals who want to start or expand a business in Punjab

Unlike bank loans, the Parwaz Card offers interest-free (0%) financing, skill development, and official guidance. This means applicants do not have to pay extra money in interest, making it a safe and fair opportunity for middle- and lower-income families.

Why Parwaaz Card Was Started

For many years, thousands of Pakistani youth wanted to go abroad or start businesses but faced serious problems:

• No money for visa, passport, or tickets
• High-interest bank loans
• Fraud agents and illegal travel routes
• Lack of skills and proper guidance

The Punjab Government launched the Parwaz Card program to solve these problems in a legal, transparent, and safe way.

Main Goals of Parwaaz / Parwaz Card

• Reduce unemployment in Punjab
• Support youth with limited financial resources
• Stop illegal agents and unsafe travel
• Promote entrepreneurship and self-employment
• Strengthen Pakistan’s economy

Two Main Categories of Parwaaz Card

The Parwaaz Card program is divided into two major categories to cover different needs.

Parwaz Card for Overseas Employment

This category is designed for young people who want to work abroad but cannot afford initial expenses.

Countries Covered (May Vary by Phase)

• Saudi Arabia
• UAE
• Qatar
• Oman
• Italy
• UK
• Other approved countries

What Support Is Provided?

• Interest-free loan (up to defined limit)
• Help with passport and visa expenses
• Air ticket support
• Free skill training
• Free language courses (English, Arabic, German)
• Job placement assistance
• Legal and safe migration guidance

This category protects youth from agents and ensures overseas jobs are legal and verified.

Parwaz Card for Business (Asaan Karobar)

This category supports people who want to start or grow a business in Punjab.

Who Is This For?

• Small shop owners
• Home-based businesses
• Startups
• Women entrepreneurs
• Youth-led businesses

Business Support Includes:

• Interest-free loans
• Easy digital application
• Flexible repayment options
• Tier-based loan system
• Support for women and special persons

Parwaaz Card Loan Amount & Range

Overseas Employment Loan

• Loan amount: Up to PKR 1,000,000
• Interest rate: 0%
• Purpose: Visa, travel, training, and job placement

Business Loan (Asaan Karobar)

• Tier 1: Up to PKR 500,000 (No collateral)
• Tier 2: Up to PKR 3,000,000 (Collateral required)
• Interest rate: 0%
• Repayment: Easy installments

Who Can Apply for Parwaaz Card?

General Requirements

• Must be a resident of Punjab
• Valid CNIC
• Belong to low or middle-income family
• Genuine intention to work or do business

Eligibility – Overseas Employment Category

• Age: 18 to 45 years
• Education: Middle / Matric (minimum)
• CNIC holder
• Punjab domicile
• Willing to work abroad legally
• Skill or experience (preferred but not mandatory)

Eligibility – Business Loan Category

• Age: 25 to 55 years
• Punjab resident
• Valid CNIC
• NTN / tax filer (required)
• Business plan required
• Clean credit history

Required Documents for Parwaaz Card Apply

Prepare these documents before applying online:

Common Documents

• CNIC (front & back)
• Recent passport-size photos
• Punjab domicile
• Registered mobile number

Overseas Category (If Available)

• Passport copy
• Skill certificates
• Educational documents

Business Category

• NTN certificate
• Business plan
• Utility bill (address proof)
• Collateral documents (Tier 2 only)

Parwaaz Card Online Apply (Easy Guide)

How to Apply for Parwaaz / Parwaz Card

1. Visit the Parwaaz Card Registration portal
2. Register using CNIC and mobile number
3. Verify with OTP
4. Select category (Overseas or Business)
5. Fill application form carefully
6. Upload required documents
7. Submit application
8. Wait for verification SMS or call

👉 Apply Only Through Official Website
👉 Never Pay Any Agent

Important Registration Tips (Must Read)

• Parwaaz Card registration is 100% free
• Do not pay any agent or middleman
• Use only the official website
• Keep your mobile number active
• Respond to official calls or messages on time

Check Application Status by CNIC

Applicants can track their Parwaaz Card application online:

• Login to portal
• Enter CNIC
• View status dashboard
• Follow instructions if required

This system is transparent and agent-free.

Major Benefits of Parwaaz Card

• 100% interest-free loans
• No registration fee
• Government-backed security
• Skill and language training
• Legal overseas jobs
• Business growth support
• Digital and transparent process
• Special focus on women & youth

Final Words

The Parwaaz Card is not just a loan scheme. It is a life-changing opportunity for youth and families who want a better future but lack resources. By offering interest-free support, legal pathways, and skills, the Parwaz Card is helping thousands move forward with dignity.

If you are eligible, apply honestly, follow official instructions, and avoid agents.

FAQs